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The Realities of Long Term Care

Long term care services include help with everyday tasks such as bathing, eating, dressing, using the bathroom, etc. According to a new study by LifePlans, Inc. on behalf of America’s Health Insurance Plans, 50% of Americans will need some type of long term care during their lifetime. About 30% of those care recipients will need

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Upcoming Continuing Education Classes at Harford Community College

Continuing education classes on various financial planning topics will be available this upcoming Spring at Harford Community College. The list of classes with dates and times can be found below:

Life Planning Resources-

Come visit our panel of professionals to help plan ahead for a loved one in crisis or for your senior years so

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Ten Tips To Avoid Financial Fraud

Written by: Pamela Johnson, CLTC, CSA, DMM Owner of Legacy Protection Planning in DC

Sign up for the national “Do not call” registry. Call 888-382-1222 from the phone number you want to register. Don’t reply to messages or click on links asking to verify personal or financial information. Do not send money to someone you

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Do You Know the Difference Between Medicaid and Medicare?

Medicare and Medicaid

There has always been a certain level of confusion surrounding medical benefits as it relates to Medicaid versus Medicare. Muddling through a tricky web of regulations, inter-agency programs, and paperwork is enough to drive a person crazy, which is why we’re setting out to clearly explain two of the most commonly confused programs for

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More Long-distance Caregivers Seeking Professionals to Manage Care of Aging Parents

Elderly female with caregiver

A recent survey by the Aging Life Care Association reveals that more long-distance caregivers are turning to professionals to help manage the care of aging adults. Holiday visits were cited as a common time that caregivers discover troubling changes in health, behavior, or physical appearance of their family member.

Most long-distance caregivers hire us when

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How to Deal with Tax Changes to Itemized Medical Expenses

The new year is set to bring in an unwelcome surprise for many seniors in America when it comes to their taxes. Those 65 and older who itemize their medical expenses will now only be able to claim a deduction once their cost reaches 10% of their Adjusted Gross Income (AGI)- up from 7.5% in

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Senior move managers save time, frustration – Baltimore Sun

Maryland Senior Resource Network

Asked what she would like to take to her new one-bedroom apartment in a retirement community from her three-bedroom house in Summit Park, Judy Frankle initially answered: “All of it.”

Knowing there was no way she could fit what she had accumulated over 60 years in her new home, she later acknowledged, “I’ve decided,

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Emergencies and Medications – Are You Prepared?

Emergency Supply List

Emergency Supply List – Medications

When you take chronic medications, they are a part of your daily routine. When that routine is upset, medications can be missed. Or, in the excitement, they can be taken more than once.

Hurricane Matthew has wreaked havoc on the Caribbean and now part of the southeastern US. Millions

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Protect Yourself: The Benefits of Individual Disability Insurance

What if you cannot continue to work in the field you are in now due to an illness or accident? Would this impact you and your family? Studies show that 1 out of 4 twenty-year-olds today will become disabled before they retire. With this unfortunate reality, protecting your ability to make an income is crucial.

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What is Long Term Care insurance?

What is Long Term Care insurance?

Long Term Care insurance (LTCi) provides funds to pay professionals to provide care when you cannot perform everyday tasks because of a physical disability or a cognitive impairment. Such services may include assistance with bathing, getting dressed, and eating. These services may be administered in your home, someone else’s

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