The Third Chapter has become the popular term for life past about age 60 thanks to Sara Lawrence-Lightfoot and her book by this name.  Your 3rd Chapter is where you leave your legacy, focus on what is most important, and do some things you couldn’t do during the peak of your career.

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Big 3 Third Chapter Options

  1. You can do nothing and continue to work. As a local lawyer recently stated, ‘They can pry my dead body from behind my keyboard.

  2. You can just let the final third happen. Some people leave the office, go home, watch a lot of TV, and drift along until their health fails and then they pass..

 

  1. You can plan and make this the best chapter yet!..

Reasons to plan

  • Fulfill those dreams – What have you been putting off until you had the time, resources, and freedom to do them? I just talked with a family where the wife has been dreaming of a trip to Cuba.  For much of their lives that was not possible.  Now he has retired, Cuba is open to visitors, she found a deal, and they can finally say ‘Yes’ to this opportunity.

    • If he was still working or even just going to work to maintain his comfortable schedule, they might have missed this chance.

    • If no planning had been done, they would still be talking about going to Cuba someday.

  • Intentionally get a handle on your health – Bad habits, work stress, limited time, and distraction can be risky for your long-term health. One of the earliest plans with the biggest return on investment in retirement is your health.  Proactive assessment and action now can prolong the healthy, active part of your third chapter.

    • While working, especially in high demand careers, many men ignore their own health in favor of the health of the company.

    • Doing nothing will continue risky habits. Our current healthcare system is reactive.  Once you get sick, injure yourself, and find yourself declining, then the healthcare system kicks in.  You don’t want to wait for this to happen when you have this chance to proactively avoid or delay all of that.

    • Make this the most rewarding chapter yet! – With planning and intention you can make a mark on the world. Your years of collected skills, interests, and perspectives can make you invaluable in a role to address some issues in society.  Explore your interests.  What breaks your heart?  You now have the bandwidth to do something about it..

      • While continuing to work you will be disappointed that no one is doing anything to fix the societal problems that bother you most.

      • If you do nothing, your disappointment will grow and lead to harmful negativity or complacency.

Retirement Wellness Strategies

This is what we do and why we do it.  Let’s talk today about taking a proactive approach to planning your third chapter!

You can reach Michelle at michelle@retirewellness.com, calling 410-472-5078, or check out the website at www.retirewellness.com.    You can learn more at my personal blog.

 

This article submitted by MSRN Member:

Michelle Fritsch, Pharm.D., BCGP, BCACP, Company name:  Meds MASH, LLC Retirement Wellness Strategies

Phone: 410-472-5078  Email: michelle@retirewellness.com,  Website: www.retirewellness.com