Confident I made a good decision!
Melissa Barnickel, CPA, CLTC from Baygroup Insurance was patient in explaining each step of the process and each benefit option. I felt comfident I was making a good decision having worked through several long term care plan design options with her. Thank you Melissa!
We cannot thank you enough for everything you have done!
There are so many jokes, so many negative opinions of attorneys in life, but your area of expertise has to be the most rewarding of all types of law.
I know your life has been filled with devastation and loss, but how fortunate, in light of your personal misery, your job must bring you some joy and satisfaction for helping those who are unable to help and care for themselves.
Sherry Rush, we cannot thank you enough for everything you have done for our family; you are a very special person.
A tremendous resource group!
Maryland Senior Resource Network has given me a tremendous resource group not only for help with my business but also with business contacts that I can refer others in the community who need their services.
I was given peace of mind during a most tumultuous time!
My parents always told me they were set for their later years, but they never anticipated what could happen with both of their health situations. I've never felt so lost with all the negotiating and navigating of Social Security, Medicare/Medicaid, asset management as a POA, and more.
I was recommended to visit with Sherry at the Angels of Elder Care and after my first consultation knew why they had the name. I was given peace of mind during a most tumultuous time and they have been there to help and guide me every step of the way.
I will always fee grateful and blessed that Angels of Elder Care is there to help like so many like me. 5 stars isn't enough of a rating, they've given me a sky full!!
I love this seat cover!
I can now slip in and out of my seat very easily. It was becoming such a difficult thing for me to get in and get out of the car. The Ruby Slipper is a fantastic idea!
The Option Group and I have worked together on a number of situations where a client has no children and no relatives in the immediate area. We work together to create a dome of protection for the client encompassing medical management, quality of life, financial and insurance oversight and ensuring the client’s end of life wishes are being set up and then ultimately fulfilled.
She listened to us and help sort through mounds of options!
Baygroup (Melissa Barnickel) was very responsive to our many questions and concerns as we endeavored to identify the policy that would most meet our needs. She listened to us and helped us sort through mounds of options (many carriers, plan designs for both traditional long term care insurance and life insurance with a long term care insurance rider).
She and her assistant, Debby Lawrence, "held our hands" through every step of the process, and made sure we understood what we were doing "in the now: and what would come next. We had been delaying doing this (buying long term care insurance) for a number of years-- never feeling like we had met the right agent to work with.
Meeting Melissa changed that, and we are SO glad to have met her!
Move to Oak Crest
Heather Murphy and Abilities Network, I just wanted to let you know how grateful I am for your amazing team of women. They were so kind, and cheerful, and exactly the kind of presence we needed as my mom went through this transition. You’ve attracted and trained an amazing group of employees. If you ever need a recommendation or a review of some kind, I would be more than happy to write a stellar review for you. (I’ve already shared your website on Facebook.)
Your women shielded our family from any additional stress and arguments that may have arisen had we been doing the moves ourselves. My mom is happily situated in her apartment and we are all still fond of one another!
Thank you so much!
The difference is astounding!
I need to report in. My hip has been so much better - it’s astounding the difference. It did feel bruised for a few days, but that was fine. The original pain was completely gone! Michele Miller, I’m looking forward to our next session!
Learned valuable information from a member's presentation!
A longtime client of mine called this week worried about her elderly mother. She had been living independently and doing well until a recent hospitalization. During and after the hospitalization, however, her memory and ability to care for herself diminished significantly.
Thanks to Michelle Fritch’s presentation at a recent MSRN meeting, I knew that medication during changes during hospitalization can unmask or even cause these types of declines.
Within minutes, I emailed Dr. Fritch’s contact information to my client with the confidence that her mother would be evaluated by a dedicated and trustworthy professional.
Helped us through some difficult family issues
We had no idea where to find the right fit for my mother in her final days. Deborah, whom I had met earlier at a networking event, was the person I contacted. Deb worked with us through the entire process, including some difficult family issues.
She was professional at all times, but also was sympathetic with our situation, and lined up the perfect place for mom. I cannot emphasize strongly enough how helpful Deborah was.
This difficult decision was made much easier because we found the right person to get us through the myriad of options out there. When the need arises, I cannot think of a better person to help you with the tough decisions that need to be made at times like this.
Valuable relationships that will serve as resources for me!
MSRN is a select group of professionals who provide services to meet the variety of needs of older adults. When I attended my first MSRN meeting as a guest, I was astounded by the amount of energy in the room and the excitement the members had about their businesses and MSRN. I was welcomed immediately and began making connections instantly.
I have only been a member for a short period of time, but have already made valuable relationships that will serve as resources for me as I continue to grow my company. There is a sense of community and mutual respect at MSRN that gives me a feeling that the members are all there not only for the benefit of their companies but also for the benefit of their clients.
Everything was done professionally and reasonably priced!
About a year ago, I referred Craig Vacovsky to my friend, Sandra, who lives in my neighborhood. Sandra needed some work done in her bathroom/kitchen. Sandra is so grateful for the referral. Everything was done professionally and reasonably priced!
10 Referrals from Other MSRN Members!
I have been a member of MSRN for two years now. I have always wanted to extend my business to service the senior citizen community and being a member of MSRN has afforded me that opportunity in a trusting and credible manner.
In my two years of being with the organization, I have acquired ten new clients of which three have been repeat customers several times.
Uncommon mastery of details and commitment
The Social Security maze requires a skilled and patient guide. Melissa Barnickel has an uncommon mastery of the details, a delightful sense of humor, and a commitment to her clients that puts her in a league of her own. She is a remarkable talent!
Best Experience Ever
Ken Venick made the financing process for my husband and I the best experience ever. His staff is very knowledgeable, professional and caring.
When I needed documents they ensured that I got the correct verification in a timely fashion. When I wanted to give up on the home-buying process Ken encouraged me and assured us that it would happen. Well, he was right!!!
We closed on our dream home yesterday and I am so grateful to Ken, Tammy and Heather!!! I can’t thank you Equity Mortgage Lending enough for making our home ownership dreams a reality!!!
I trust my fellow MSRN members!
When I was in the Emergency Response Systems business as a member of MSRN, I had several referrals from other members. Those referrals represented trust from my fellow members.
Trusted MSRN resources for brainstorming and problem-solving
Having the MSRN team of professionals at my fingertips is a valuable asset to me and my clients. I never know from day to day what unique situation will pop up with my clients. Having trusted sources to reach out to for either brainstorming on how to solve a problem for a client or direct service from one of these resources is a treasured tool in my toolbox.
I have many trusted resources to send people!
Several years ago I joined this organization when it was National Aging In Place Council. At the time, I had an emergency response systems business. I thought the name of the organization was a perfect fit for my business.
In 2014, NAIPC became our own entity and incorporated under the name of Maryland Senior Resource Network (MSRN).
Now I have many trusted resources to send people when they are in need of help with things like; where to go for a companion or aid for a parent; who to talk with about a facility that is right for their parent, grandparent; who to recommend for handyman services or even who can help a senior with their checkbook.
All these people are known to me personally and I find trustworthy and honest. The resources in MSRN are all high-end professionals, who I find I would not hesitate to refer a potential client to.
Resolved their health situations.
About 3 years ago, MSRN had a Patient Advocate named, Erica, as a member. Erica is a Nurse. I had two friends who desperately needed her help. I arranged for Erica and the friends to connect and the friends have thanked me over and over for the referral. Erica resolved their health situations that were current at that time. They, in turn, referred Erica to other people. A good success story!
Thanks so much for your consistent and high-quality guidance for me and our family. You are in a business where emotions run high. Sherry, your guidance was invaluable to us in doing what was best for Mom & Dad.
Ease in Decision Making for LTC Insurance
Melissa Barnickel, CPA, CLTC from Baygroup Insurance provided a detailed explanation of available plans and side-by-side comparison for ease in decision making.
Cindy took the burden off Dad
My brother and I couldn’t tell my Dad anything. He wouldn’t let us help with his bill paying or all the paperwork necessary to get the Long Term Care company to pay for the in-home caregivers for our Mom who was struggling with Parkinson’s. Dad was at his wit's end and so were we.
Thankfully, his neighbor suggested he contact Cindy Stevens of Personal Financial Solutions. It blows our minds how Cindy quickly assessed the situation, reassured Dad and made a huge difference in reducing the stress level Dad, and frankly the whole family, was under.
We stopped getting the late-night phone calls from Dad in panic mode over paperwork he didn’t understand. Last year’s taxes finally got to the CPA. Bills that were past due were brought up to date. Cindy worked with Dad to obtain long term care claim payments from the past 6 months that Dad had been struggling with.
And most importantly, by taking the burden of the paperwork off Dad, he was able to spend more time with Mom before her passing. Cindy has been a blessing to our family and we highly recommend her!
MSRN has exceeded my expectations!
I joined MSRN more than two years ago. The reasons I joined were to better serve my clients as a Planning and Elder Law Attorney and to continue to build my team of resources that can also further assist the clients when needed.
MSRN has exceeded my expectations concerning both goals. It is however, important to remember that MSRN is no different than any other group you may join. The more active you become, the more benefit you will receive.
Lastly, and perhaps most importantly, I have made new friendships among the members of MSRN.
Quality & caring work in challenging situations.
In my line of work as a Professional Daily Money Manager I refer to a diverse collection of individuals and businesses for the various needs of my clients. MSRN is my trusted source for vetted, motivated and caring people to fulfill the needs of my clients.
These needs run the gambit, for example, Senior Handy Services was brought in to install new locks and no trespassing signs at a property of a recently widowed gentleman who requires 24/7 home care companions due to his declining mental status. Not only did Craig send someone to do the work, since the situation was a possible contentious one involving people trying to take up residence in the gentleman’s basement against his wishes, Craig sent a retired Navy SEAL to do the install, reassure the gentleman and make a presence known while posting the signs to hopefully deter the unwanted house mates.
Patti explained everything in plain English!
Last year I asked Patti Farrell to come to my house and go over my reverse mortgage contract to see if it could be improved. I was most impressed with Patti. She explained everything in plain English so I could understand the math lingo. Fortunately, I have a good contract and a re-finance would not be an improvement. I thank Patti for reviewing this with me so I am comfortable with what I have. And for speaking a language I understood!
Knowledgeable and informative
Long term care insurance: Melissa was very knowledgeable and informative. She was highly recommended by other members of MSRN.
Melissa Barnickel made the purchase of my long term care insurance a pleasant experience! She was very kind and really took the time to explain and answer all my concerns/questions that myself and my son had. Quickly responded when I emailed her, was always there for me. I truly appreciate all she and her office staff did to make this process as easy as possible.